Applicable to all confirmed Bookings made through petlounge.se
IMPORTANT: The Pet Lounge Protection Fund is NOT an insurance product. It is a discretionary welfare fund maintained by Pet Lounge Global AB to provide financial assistance in certain situations. It does not replace pet insurance, and no legal right to payment is conferred. Pet Lounge strongly recommends that all Pet Owners obtain their own pet insurance.
What is the Pet Lounge Protection Fund?
At Pet Lounge, the safety and wellbeing of every pet in our care is our highest priority. We know that even with the most careful, loving sitters, unexpected accidents can happen. That is why Pet Lounge maintains a dedicated Protection Fund - a financial reserve set aside specifically to help in those rare and difficult moments.
The Protection Fund is financed by Pet Lounge Global AB itself, contributing 1% of monthly net platform profits every month into a dedicated fund account. It exists because we believe that when something goes wrong with a pet in our care, we should be there to help - not hide behind small print.
How to Qualify
To be eligible for Protection Fund assistance, ALL of the following conditions must be met:
The Booking must have been confirmed and paid in full through the Pet Lounge Platform.
The incident must have occurred during the confirmed Booking dates - not before, after, or during a Meet & Greet.
The injury must be accidental in nature (not illness, not pre-existing, not caused by sitter negligence).
The incident must be reported to Pet Lounge within 48 hours of the Booking ending.
All required documentation must be submitted within 14 days of the incident.
Your pet must be vaccinated, parasite-free, and in good general health at the time of the Booking.
The Booking must have been made at the standard Platform rate (not outside the platform).
What Can Be Covered
Accidental Injury to Your Pet
If your pet is accidentally injured while in the care of a Pet Lounge Verified Sitter during a confirmed Booking, the Protection Fund may contribute towards:
Emergency veterinary consultation and examination fees.
Emergency treatment and surgery directly related to the accidental injury.
Reasonable diagnostic costs (X-rays, blood tests, ultrasounds) directly related to the injury.
Prescription medications required as a direct and immediate result of the injury.
The pet owner pays the first SEK 500. Pet Lounge may reimburse up to SEK 1500 per incident. Once the SEK 1500 limit is reached for that condition or injury, no further expenses are covered.
Accidental Injury to a Pet (Professional Liability)
If a sitter accidentally injures a pet in their care (through no negligence), Pet Lounge may reimburse part of the costs.
The pet sitter pays the first SEK 500.
Pet Lounge may reimburse up to SEK 1500 per incident.
Third-Party Claims (Public Liability)
If a sitter accidentally injures another person or damages a pet owner’s property while providing pet care, Pet Lounge may help cover damages.
The pet sitter pays the greater of SEK 1000 or 5% of the claim.
Pet Lounge may reimburse up to SEK 3000 per incident.
*Premium Protection does not cover medical costs for sitters. Sitters should rely on their own health insurance for personal injuries.
What Is NOT Covered
Medical Exclusions
Pre-existing conditions, chronic illness, or ongoing medical conditions known before the Booking.
Breed-specific conditions or hereditary conditions.
Illness, disease, or infections (the Fund covers accidental injury only).